4th of July 2017

AGENCY 10 wishes your family a safe and happy holiday weekend. Please note that our office will be closed on July 3rd & July 4th, but we will back open first thing Wednesday morning, July 5th.

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Memorial Day 2017

Agency 10 Insurance would like to wish you a fun and safe holiday weekend.  Please note that our office will be closed on Memorial Day, but we will back open first thing Tuesday morning.

thCCXNV1EY

 

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TOTAL MINNESOTA ROAD FATALITIES IN 2016 APPROACHING 400

ST. PAUL – The preliminary number of 397 traffic fatalities last year is a sad reminder that Minnesotans must recommit to safe choices both behind the wheel and on the street if tragedies are to decrease. The number of lives lost so far last year is below the 2015 final figure of 411, but it is projected to go up as final crash data is evaluated. 

The Minnesota Department of Public Safety Office of Traffic Safety (DPS-OTS) projects a final number of 412 road fatalities. 

Pedestrian Fatalities 
Pedestrian deaths climbed again in 2016 with a preliminary figure of 60 fatalities compared with a final figure of 41 in 2015. This is the highest number of pedestrian deaths since 1991 (61) and a 50 percent increase in fatalities in the past five years (2012 – 2016).

2016 (preliminary)- 60  

2015    2014    2013    2012
  41        17        35        40

“It is distressing to see such an increase in pedestrian deaths. These are our neighbors, our coworkers, our family members and friends,” said Donna Berger, Office of Traffic Safety director. “It’s especially upsetting because this doesn’t have to happen. These tragedies are preventable but it requires both motorists and pedestrians to do their part. If we all follow some simple guidelines such as paying attention, lives will be saved.” 

Motorists must:

•    Treat every corner as a crosswalk and stop for pedestrians crossing at all corners and crosswalks, whether marked or unmarked — this is the law.

•    Drive at safe speeds and be alert for pedestrians. 

•    Pay attention: Drive distracted free. Driver distraction is a leading cause of pedestrian/vehicle crashes.

Pedestrians can ensure their safety by:
•    Cross at a corner, a marked crosswalk or where a traffic light is present.

•    Never cross in the middle of the road or walk down an interstate.

•    Wear bright colored clothing when walking at night.

•    Pay attention and look both ways before crossing.

•     Even if you have the right of way, it’s important to check for vehicles, especially those that might be making a right turn into your path.

•     Making eye contact with all drivers before you cross, and as you are walking across the street, can ensure your safety.  
Traffic Deaths to Date
The preliminary figures to date include:
•    362 fatal crashes, compared with a final figure of 375 in 2015.
•    53 motorcyclists, compared with a final figure of 61 in 2015.
•    7 bicyclists, compared with a final figure of 10 in 2015.
•    60 pedestrians, compared with a final figure of 41 in 2015.

2007 – 2016 Minnesota traffic fatalities
2016 *Preliminary- 397  


2015   2014   2013   2012   2011   2010   2009   2008   2007
 
411     361     387    395     368     411     421    455     510

Extra Enforcement Keeps People Safe In 2017, DPS-OTS will continue to provide federal funding for overtime enforcement to police departments, sheriff’s offices and the state patrol to crack down on dangerous driving behaviors. The money provided by the National Highway Traffic Safety Administration (NHTSA) allows law enforcement to schedule extra patrols to focus on drunk driving, speed, occupant protection (seat belts and child seats) and distracted driving during designated enforcement campaigns.  Through education, enforcement, engineering, and emergency medical and trauma response, traffic fatalities have been reduced significantly since the mid-2000s. 

Road Fatality Contributing Factors in Minnesota

•    Speed: one in five fatalities.

•    Drunk Driving: one in four fatalities.

•    Distracted Driving: one in five fatalities.

•    Half of motor vehicle occupants killed were not wearing their seat belt.  

About the Minnesota Department Public Safety DPS comprises 11 divisions where 2,100 employees operate programs in the areas of law enforcement, crime victim assistance, traffic safety, alcohol and gambling, emergency communications, fire safety, pipeline safety, driver licensing, vehicle registration and emergency management. DPS activity is anchored by three core principles: education, enforcement and prevention. Recent DPS-OTS Activity and Statistics * Sherriff’s deputies, police officers and troopers from more than 300 law enforcement agencies issued 4,351 seat belt citations and 166 child seat citations Oct. 14-30. *  Law enforcement statewide made 1,351 DWI arrests during the summer extra enforcement period Aug. 19-Sept. 5.

 

 

 

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Happy Holidays!

happy-holidays

Happy Holidays from Agency 10 Insurance!  Please note that our office will be closed on Monday December 26th and Monday, January 2nd.  If you have an insurance emergency you are welcome to call us at 763/551-1010 or call your specific insurance carrier directly (please refer to the companies, billing or claims tabs on www.agency10insurance.com)

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Thanksgiving 2016

Agency 10 Insurance would like to wish you and your family a Happy & Safe Thanksgiving weekend.  Please note that our office will be closing at 3 p.m. on Wednesday November 23rd, but we will back open at 8 a.m. Monday November 28th.  If you have an insurance emergency you are welcome to call us at 763/551-1010 or call your specific insurance carrier directly (please refer to the companies, billing or claims tabs on www.agency10insurance.com)

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Free Bikes 4 Kids

Our President, Marc Macke was with Terry Esau today at Free Bikes 4 Kidz (FB4K). FB4K is a non-profit organization geared toward helping all kids ride into a happier, healthier childhood by providing bikes to those most in need. The public donates gently used bikes, they organize thousands of volunteers to clean and refurbish them, and then they give them away to kids in need. Friends, if have a few spare hours in the next two weeks, please head down to the the Mall of America and help this amazing organization bring a gift of a bike worthy child this holiday season.
http://fb4k.org/volunteer/

fb4k

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Life Insurance for 40-49 Year Olds

Are you over 40 years old and considering a purchase or change in your life insurance? You’re not alone. There are millions of people in their 40’s that are looking to find a quality and affordable life insurance policy. If this is your first time, or it’s been twenty years since you’ve purchased a life insurance plan, you’re probably wondering what you’re going to pay for your coverage.

Term life insurance for 40-49 year olds is purchased for many reasons, mostly major life events.  These major life events bring forth the necessity for life insurance as well as major obligations and big opportunities.  These could be any of the following:

  • Financing a Home
  • Business Loans
  • Children
  • Career Change
  • Health Concerns
  • Tragedy

Getting life insurance is one of the most important things that you can do for your family and loved ones. Just because you’re now in your 40’s doesn’t mean that a life insurance policy has to break your bank. There are dozens of options for affordable life insurance and our agents can help you find them.  Give us a call at 763/551-1010.

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Who Needs Life Insurance?

If someone will suffer financially when you die, chances are you need life insurance because it provides cash to your family after your death.

This cash, know as death benefit, replaces your income and can help your family meet many important financial needs like funeral costs, daily living expenses and college funding.  The attached article/link addresses the following scenarios that may apply to your particular situation. https://www.lifehappens.org/insurance-overview/life-insurance/who-needs-life-insurance/

  1. You’re married.
  2. You’re married with kids.
  3. You’re a single parent
  4. You’re a stay-at-home parent
  5. You have grown children
  6. You’re retired
  7. You’re a small business owner
  8. You’re single
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September is Life Insurance Awareness Month

life-insurance-picture

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Labor Day

Agency 10 Insurance would like to wish you a fun and safe holiday weekend.  Please note that our office will be closed on Labor Day, but we will back open first thing Tuesday morning.

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